Beth Wilson - www.babykind.co.uk (01443) 710369, 07977 151935 covers north Caerphilly.
BabyBots visit www.babybots.co.uk, telephone 0845 269 5472
Unfortunately there are currently no incentive schemes operating in this area.
Real Nappy Friendly Hospitals
Caerphilly birthing centre is an approved 'Real Nappy Friendly Hospital' you will be able to use your own real nappies during your stay there if you have aleady bought your nappies, if not you can view a display pack of nappies which is kept on the ward for parents to see. The pack contains 1 Swaddlebees prefold nappy, 1 Bamboo Little Lamb nappy, 1 Real Easy nappy, 1 Minky pocket nappy, 1 Nature Babies waterproof wrap, 1 washable wipe and some printed nappy and fabric guides and contact details of a local real nappy supplier.
Credit Union Schemes
Real nappies will save you money in the long run but it is money up front, A great way of avoiding this up front cost is to borrow from your local credit union. They supply low cost loans for any purpose and it’s a great way of buying all the real nappies you need without breaking the bank. Loans are repaid weekly or monthly whatever suits you best.
Islwyn Community Credit Union Ltd – Putting People before Profit
If you live or work in the South Wales Islwyn constituency (Markham, Cefn Fforest, Blackwood, Pontllanfraith, Crumlin, Newbridge, Crosskeys, Risca) you are eligible to join Islwyn Community Credit Union.
Regular savings over a minimum of 3 months mean you can apply for a loan. First loans are up to twice what you have in savings. if you have saved £100 you can borrow up to £200. A typical loan of £200 paid back over 52 weeks will cost £4.10 a week, or if paid off over 2 years £1.08 a week.
Free life insurance is provided on savings and loans.
There are several collection points in the Borough and other methods of making your payments.
For more details please contact Islwyn Community Credit Union Ltd, Credit Union Building, Wesley Rd, Blackwood, Gwent, Wales, NP12 1BA. 01495 222832
Bargoed Aberbargoed and Gilfach Credit Union Ltd
To be eligible for a loan from the credit union you must live or work within the Bargoed, Aberbargoed, Gilfach or Britannia areas. You must save for a minimum of 13 weeks; you can then apply to borrow twice the amount of money you have saved i.e. if you have saved £100 you can borrow up to £200. A typical loan of £200 paid back over 43 weeks will cost £5 a week including interest (12.6APR). Loans fully secured by savings are at a lower rate of interest. Free life insurance is provided with all loans.
There are several collection points throughout the area where you can pay your weekly or monthly payments, you can also pay by Paypoint Card, Standing Order or Payroll Deduction.
For more details please contact Bargoed Aberbargoed and Gilfach Credit Union Ltd 47 Commercial Street, Aberbargoed, CF81 9BT. 01443 838605 firstname.lastname@example.org
Bargoed Aberbargoed and Gilfach Credit Union Ltd is registered and authorised by the Financial Services Authority.
Smart Money Cymru Credit Union
Credit Unions are not for profit organisations that provide a safe and secure place to save and access low cost loans the maximum amount of interest charged per month is 2% of the reducing balance (APR 26.8%).
To be eligible for membership of Smart Money Cymru Credit Union you must live or work within Caerphilly or Blaenau Gwent Local Authority Areas. Credit Unions are approved and regulated by the Financial Services Authority (FSA).
A loan of £100 repaid over 52 weeks will cost £2.20 per week with the total amount of interest repayable at £12.49.
Members can make deposits at the main office in Caerphilly, Collection Points which can be found across the Boroughs, Standing Orders, PayPoint, and Benefits direct into your Credit Union Account and CCBC Cash Offices.
For further information please contact Smart Money Cymru Credit Union Ltd, 64-66 Cardiff Road, Caerphilly, Mid Glamorgan, South Wales, CF83 1FW. 02920 883 751 email@example.com