Caerphilly
Local Agents
Rhian Green www.mamigreen.co.uk - 029 20 842038 / 07855 359130 or e-mail post@mamigreen.co.uk
Catherine Lewis - www.onlyoneworld.co.uk (01291) 430227 or e-mail sales@southwalesnappies.co.uk
Beth Wilson - www.babykind.co.uk (01443) 710369, 07977 151935 covers north Caerphilly. Beth has set up a Real Nappy Network in this area with lots of information and advice for parents, please log onto www.valleysnappynetwork.co.uk for more details.
Laundry Services
South Wales Nappies
48 Lapwing Avenue
Caldicot
NP26 5RN
(01291) 430227
In addition to offering a competitively priced laundry service from £8.50 a week (which includes the loan of the nappies) they also offer the option to trial a range of nappies for the hire price of £4.50 per week. For further information please visit www.southwalesnappies.org.uk:80/laundry.htm
Incentive Schemes
Unfortunately there are currently no incentive schemes operating in this area.
Credit Union Schemes
Real nappies will save you money in the long run but it is money up front, A great way of avoiding this up front cost is to borrow from your local credit union. They supply low cost loans for any purpose and it’s a great way of buying all the real nappies you need without breaking the bank. Loans are repaid weekly or monthly whatever suits you best.
Islwyn Community Credit Union Ltd – Putting People before Profit
If you live or work in the South Wales Islwyn constituency (Markham, Cefn Fforest, Blackwood, Pontllanfraith, Crumlin, Newbridge, Crosskeys, Risca) you are eligible to join Islwyn Community Credit Union.
Regular savings over a minimum of 3 months mean you can apply for a loan. First loans are up to twice what you have in savings. if you have saved £100 you can borrow up to £200. A typical loan of £200 paid back over 52 weeks will cost £4.10 a week, or if paid off over 2 years £1.08 a week.
Free life insurance is provided on savings and loans.
There are several collection points in the Borough and other methods of making your payments.
For more details please contact Islwyn Community Credit Union Ltd, Credit Union Building, Wesley Rd, Blackwood, Gwent, Wales, NP12 1BA. 01495 222832
Bargoed Aberbargoed and Gilfach Credit Union Ltd
To be eligible for a loan from the credit union you must live or work within the Bargoed, Aberbargoed, Gilfach or Britannia areas. You must save for a minimum of 13 weeks; you can then apply to borrow twice the amount of money you have saved i.e. if you have saved £100 you can borrow up to £200. A typical loan of £200 paid back over 43 weeks will cost £5 a week including interest (12.6APR). Loans fully secured by savings are at a lower rate of interest. Free life insurance is provided with all loans.
There are several collection points throughout the area where you can pay your weekly or monthly payments, you can also pay by Paypoint Card, Standing Order or Payroll Deduction.
For more details please contact Bargoed Aberbargoed and Gilfach Credit Union Ltd 47 Commercial Street, Aberbargoed, CF81 9BT. 01443 838605 bagcredunion@aol.com
Bargoed Aberbargoed and Gilfach Credit Union Ltd is registered and authorised by the Financial Services Authority.
Caerphilly Credit Union
Credit Unions are not for profit organisations that provide a safe and secure place to save and access low cost loans the maximum amount of interest charged per month is 2% of the reducing balance (APR 26.8%).
To be eligible for membership of Caerphilly & District Credit Union you must live or work within Caerphilly or Blaenau Gwent Local Authority Areas. Credit Unions are approved and regulated by the Financial Services Authority (FSA).
A loan of £200 repaid over 52 weeks has a repayment of £4.34 total interest if no missed payment £25.38.
Members can make deposits at the main office in Caerphilly, Collection Points which can be found across the Boroughs, Standing Orders, PayPoint, Benefits direct into your Credit Union Account and CCBC Cash Offices.
For further information please contact Caerphilly and District Credit Union Ltd, ABACUS House, 44 Windsor Street, Caerphilly, Mid Glamorgan, South Wales, CF83 1FW. 029 2088 3751.
